Care Access Plan

Fixed-benefit indemnity coverage with hospital, surgical and critical illness benefits

Even a single night in the hospital can be enough to strain many households’ finances. The Care Access Plan is a fixed-benefit indemnity plan with hospital, surgical, and critical illness insurance benefits. When a covered medical expense occurs, a lump-sum payment offers out-of-pocket relief.

Equity for tomorrow
  • $0 deductible option available
  • Guaranteed renewable – no cancelations or rate increases based solely on health changes
  • Lump sum $10,000 critical illness benefit for primary insured and spouse, plus $2,500 for each covered dependent – increases optional